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Judges 2019

Simon Burrows, Director Payments M&A, EY
Robert Courtneidge, Chief Executive, Moorwand
Tim Decker, Head of Payment Product Development, Lloyds Banking Group
Jessica Hardy, Investment Manager, Dunedin
Neira Jones, Advisor and Ambassador, Emerging Payments Association
Mark McMurtrie, Director, Payments Consultancy
David Parker, Chief Executive, Polymath Consulting
John Schratz, Managing Director, Eclipse Enterprise Consulting
Mike Smith, retail payments and banking products specialist
John Yeomans, director, Transact24

Image titleSimon Burrows, Director Payments M&A, EY
Simon is Director in EY’s Mergers & Acquisitions team specialising in Payments and Fintech. He has worked on several of Europe’s largest M&A deals in the payments sector, as well as smaller deals particularly with Private Equity firms. He regularly advises clients on payments strategies, deal integration/separation, operating models and regulatory requirements. His expertise includes deep-dive due diligence on payment solutions and planning for transformational change within payments businesses. Simon is a Chartered IT Engineer and Fellow of the British Computer Society.

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Robert Courtneidge, Chief Executive, Moorwand
Robert was appointed chief executive of international payments business Moorwand following a distinguished career in the card and payments industry. For the past six years, he has been named in the Payments Power 10 (including being ranked no.1 in 2015), a highly competitive ranking of the most influential contributors in payments. In the UK, he works closely with The Payments Services Regulator, HM Treasury and Financial Conduct Authority. He is also currently non-executive director/strategic advisor to over 15 diverse payment and payment related companies. He regularly speaks on issues facing the European Payments’ Industry including laws relating to Blockchain, Cryptocurrencies and Initial Coin Offerings (ICOs).

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Tim Decker, Head of Payment Product Development, Lloyds Banking Group
Tim has worked in the payments industry for over 20 years, holding senior positions in both IT and product management for Citibank, JPMorgan and HSBC. Since Sept 2015 he has been responsible for payments product development for Lloyds Bank Global Transaction Banking. In Jan 2018, he was appointed as the commercial bank PSD2/Open Banking product owner. Tim is very active in various banking industry forums and represents the UK at the Global SWIFT Payment Market Practice Group.

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Jessica Hardy, Investment Manager, Dunedin
Jessica is an investment manager for Dunedin, a private equity firm which invest UK-wide and helps business leaders achieve their growth ambitions. She specialises in financial services and has spent the last few years focussed on building her knowledge and network in the payments sector. Most recently, she was involved in Dunedin’s investment in issuer processor GPS. Before joining private equity, Jessica worked as a strategy consultant at Accenture.


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Neira Jones, Advisor and Ambassador, Emerging Payments Association
More than 20 years in financial services and technology made Neira believe in change through innovation and partnerships. She is regularly invited to advise organisations of all sizes on payments, FinTech, RegTech, cybercrime, information securityand digital innovation. She is a non-executive director for Nasdaq listed cyber security firm Cognosec and also chairs the advisory board for mobile innovator Ensygnia. She is a partner for the international Global Cyber Alliance and advisor and ambassador for the Emerging Payments Association. She has previously served on the PCI SSC board of advisors for four years, is a fellow of the British Computer Society and worked for Barclaycard, Santander, Abbey National, Oracle and Unisys.

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Mark McMurtrie, Director, Payments Consultancy
Mark McMurtrie is an Independent Consultant who focuses on Payments and FinTech. He advises retailers, payment service providers, acquirers, technology companies, financial services companies and investors. For the last 5 years he has been providing a range of high level payment advisory services focusing on strategy development, market assessments, investment support, commercial due diligence, technology reviews, competitive analysis and supplier selection. He has worked with many of the world’s leading companies including the largest retailers, eCommerce merchants, PSPs, retail banks, merchant acquirers, card issuers, payment schemes and payment service providers. His payments experience is broad and covers mobile, face-to face, ecommerce, Omni-channel and instant/realtime payments. Mark is a regular industry commentator, conference chairman, speaker and awards judge. He is proud to be an Ambassador for the Emerging Payments Association and member of Vendorcom.

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David Parker, Chief Executive, Polymath Consulting
David is the founder and chief executive of Polymath Consulting, who work on projects and advises organisations across the cards and payments industry. He is also an active mentor, non-executive director and advisor to boards – Cybertonica, Stylopay and Curve along with others. In consultancy he has worked across the complete value chain, helping banks with their overall e-money/prepaid and emerging payments strategy, right through to market entry analysis, as well as working with processors and programme managers on segment analysis, certification and membership applications. He is co-chair of the People in Emerging Payments forum on LinkedIn and chairs conferences and events from Mumbai to Moscow; Las Vegas to London and Johannesburg/Nairobi in Africa to Colombo in Sri Lanka.

Image titleJohn Schratz, Managing Director, Eclipse Enterprise Consulting
John is the founder and managing director of Eclipse Enterprise Consulting, which provides strategic consulting, interim management and advisory support to companies engaged in banking, consumer lending, cards and payments. John’s most recent roles includes interim product director at Vanquis Bank and interim chief commercial officer for Jaja Finance, supporting the board with their growth agenda for this start-up card issuer. Previously, he worked for Hewlett Packard, leading retail and corporate transformation projects for the card and payments practice across EMEA. John was also an executive at Santander, where he held roles as sales and marketing director for the prepaid cards division and international payments director for the group. He has held non-executive board positions with Visa and MasterCard in the UK, as well as representation on the UK Payments Council and Link.

Image titleMike Smith, retail payments and banking products specialist
Mike Smith is a retail payments and banking products specialist with many years’ experience in UK and European banking. He joined NatWest on its graduate programme in 1981 and rose rapidly to the managerial grade. Mike worked briefly for a US payments company, before joining the Post Office where he was initially head of banking, and then head of marketing at the launch of Post Office Financial Services. He then joined Raphaels Bank, as director of marketing and strategy, responsible for launching a multi-currency ATM network. He was a director of the Prepaid International Forum for 10 years, a non-executive director for a year of Faster Payments Scheme, and sat on the LINK Network Members Council representing Raphaels.

Image titleJohn Yeomans, director, Transact24
Having played senior roles in founding, growing, leading and selling successful companies, John has a wealth of experience in business. This strength is being harnessed in driving the success of Transact24/Ceevo, where he has global sales and commercial management responsibility. He is also a director of their FCA-regulated e-money institution, Transact24. John’s background in sales and commercial management have brought him into contact with payment schemes, banks and large businesses globally. He also holds advisory roles at several companies in such diverse fields as payments and waste management.

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